What is Pyng Pops?
If you've ever winced at a card surcharge on your coffee receipt, or found your $8 coffee to be $9, Pyng Pops is here to save the day.
What Is Pyng?
Pyng lets you pay directly from your bank account instead of through a card network. Download the app, link your bank in about a minute, then pay by scanning a QR code at checkout. Because your money moves straight from your bank to the merchant's, there are no card fees baked into the price, and no surcharge added at the till. Plus, it is now introducing it's unique rewards program: Pyng Pops.
What Is Pyng Pops?
Pyng Pops is a rewards program that gives you instant cashback every time you pay with the app. No separate loyalty card, no delay between paying and earning:
For anyone searching for a straightforward cashback app in Australia, Pyng Pops skips the usual friction: no minimum spend, no tiers, no guesswork on redemption value.
How Do You Earn Them?
Nothing extra to do - the rewards run quietly in the background of every transaction.
Keeping Your Pops Active
One rule to remember: use Pyng at least once a quarter to keep your Pops alive. Go a full quarter without a payment, and your balance expires. In practice, that's an easy bar - one coffee or one haircut every three months keeps your Pops rolling over. Bank them up, or spend them the same day.
Why It Stands Out
Typical Rewards ProgramPyng PopsConfusing points-to-dollar conversionFlat rate: 100 Pops = $1Rewards processed days laterInstant, on every payment
Tapping pays the bank
Pyng-ing pays your wallet
Card fees baked into pricingZero-cost, bank-to-bank paymentsSeparate loyalty card to manageBuilt into how you already pay
Because payments move bank-to-bank rather than through a card network, there are no interchange fees for merchants to pass on - which is exactly why Pyng can promise zero surcharges, ever.
Where Can You Use It?
Pyng Pops work at a growing network of Australian businesses — cafés, restaurants, chemists, bakeries, nail salons and more, with new merchants joining weekly. Business owners exploring surcharge-free payments can check out Pyng for Merchants.
The Bottom Line
Pyng Pops turns something you already do every day - paying for coffee, lunch, or a haircut, into an instant reward. No points maths, no waiting, no surcharge quietly inflating your bill.
Ready to start earning? Download the Pyng app and start Pynging today.
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How Much Are Card Surcharges Really Costing Your Business?
Card surcharges and transaction fees are one of the most significant recurring costs a small business can eliminate without changing anything about how they operate. The money saved goes straight to your bottom line — or back into your business.
Limited offer:
Get $10 cashback instantly as you shop
Sign up, buy at four stores, get $10 straight back. No points, no hoops, no waiting games. Only valid for new accounts.